Commercial Real Estate and Investing
Investor Loans Designed to Move at Your Speed
Flexible capital for your next acquisition, rehab, or refinance—without the roadblocks.
Whether you're flipping, refinancing, or building your STR or long term portfolio, you need fast, reliable capital that works the way you do. Our investment property loan programs are built by investors, for investors—offering speed, flexibility, and strategic leverage at every stage.
✅ 48-hour closes with no appraisal for Fix & Flip and Rehab loans
✅ DSCR rental loans — no W2s or tax returns required
✅ Short-Term Rental (STR) financing using market-based income projections
✅ BRRRR-friendly structure — streamlined process to buy, rehab, rent & refinance to recycle capital and scale faster
✅ High leverage options and no prepayment penalties on select loans
✅ Nationwide lending with investor-minded underwriting
✅ Real feedback from real investors — known for speed, clarity, and reliability
Why Investors Choose Us
Partnered and Run by real estate investors who get it
High LTC and LTV options to maximize your leverage
No prepayment penalties on qualified loans
Nationwide coverage in most U.S. states
Fast decisions. Faster closings.
FAQs
Your Queries Answered: Navigating Financial Success with Big Goals Financial
I have bad credit and even a previous bankruptcy. Can you get me funding?
Sometimes yes—but not always the wiser option.
There are lenders who offer high-cost funding for people with poor credit, but those deals often come with steep rates and risky terms. Taking money under those conditions might solve today’s problem but create a bigger one tomorrow.
At Big Goals Financial, we won’t set you up for failure. If funding would do more harm than good, we’ll tell you—and help you focus on rebuilding your profile so you can qualify for better options soon.
The goal isn’t just getting funded—it’s building something that lasts.
What can I use the funding for?
The funding is yours to use for your business needs—whether that’s covering payroll, purchasing equipment, managing inventory, renovating, expanding, or seizing new opportunities.
But at Big Goals Financial, we go beyond just providing funding. Our goal is to help you use capital wisely, with a growth strategy behind it. We offer consulting and guidance alongside the financing, so you’re not just getting money—you’re getting a partner in your long-term success.
Because it’s not just about access to funds. It’s about using them to build something stronger, smarter, and more sustainable.
What are the minimum requirements for funding?
Different lenders and loan types have different criteria around credit, revenue, time in business, and even industry —there’s no one-size-fits-all answer.
But that’s exactly why we offer a free consultation. Instead of guessing or applying blindly, we take the time to understand your situation and guide you to the funding option that fits you best.
Whether you’re just starting out or already growing, we’ll meet you where you are and help you move forward with confidence.
Why do we start with a call?
Because you deserve more than a one-size-fits-all offer.
We’re not just brokers—we’re growth advisors.
This call helps us understand your real goals, challenges, and funding needs so we can recommend the most strategic path forward. It’s not about pushing products—it’s about building relationships and getting you the capital and clarity to grow.
Are you the one funding me?
No. We partner with a curated network of trusted lenders, private capital groups, and alternative financing programs.
Think of us as the bridge between your business vision and the right funding solution—without the gatekeeping, delays, or impersonal forms you get elsewhere.
What is your application process like?
We keep it simple, human, and tailored to your goals.
Step one is a strategic consultation—appointments are usually available within 24 hours. During the call, we’ll assess your needs and identify the best funding options for your situation.
Once we have your supporting documents, we guide you in submitting a high-confidence application to the lender(s) that best fit your profile.
No guesswork, no wasted time—just real guidance and smart next steps.
How soon can I get funding?
With everything in place, funding approvals can happen in as little as 24 hours.
For options like SBA loans or real estate funding, the timeline is a bit longer, but still much faster than most traditional banks. The key is having the right documents ready and knowing how to present your business with confidence—and that’s where we come in.
We focus on efficiency and alignment—so when your documents are ready, we help you move quickly and confidently through the process.
