Whether you're launching a bold idea, expanding into new markets, or preparing your business to become a transferable asset, we help you think like an investor—so every move you make builds toward freedom, legacy, and long-term value.
At Big Goals Financial, we pair personalized support with real access to capital solutions that fit your journey. Because we know you're not just trying to get by— You’re here to create impact, generational wealth, and something to be proud of. Let’s fund that vision—together.
Why We’re Different
At Big Goals Financial, we understand how frustrating and impersonal traditional funding can feel—especially for small business owners who are building something real with limited resources and big dreams.
That’s why we’ve created an ecosystem that gives you:
Access to a network of trusted lenders and private capital sources
Support beyond funding, with guidance, tools, and next-step thinking
A human-centered approach—we see the person behind the numbers
Flexible programs that look at business performance, not just credit
We believe small business owners deserve the same strategic access as large corporations—without the red tape. Because the real goal isn’t just to get a loan. It’s to fund your growth. Multiply your value. And build a business that moves you forward.
At Big Goals Financial, we help you think like an investor so every move you make builds freedom, legacy, and long-term value.
We pair personalized guidance with real access to capital solutions that fit your journey.
Because you’re not just here to get by — you’re here to grow, create impact, and build something that lasts.
→ Funding with purpose.
→ Strategy with vision.
→ Results that move you forward.
Let’s fuel your vision — together.
My name is Ilsy A. Baza Cardozo. Working closely managing portfolios for Real Estate Investors I gained a clear understanding of how strategic financing and well-structured assets create long-term value. Being a commercial Real Estate agent in Miami—a city consistently ranked as a leading entrepreneurial city in the U.S. and globally, recognized for its growing tech scene, strong venture capital community and supportive business environment, I had the opportunity to collaborate closely with small business owners—many of whom were highly skilled in their craft but lacked the financial insight needed to grow sustainably.
That experience revealed a greater purpose: helping entrepreneurs understand the advantages and risks of leverage, and how to use funding as a tool to build strong, scalable businesses. This commitment to education, structure, and financial clarity is what ultimately led to the creation of Big Goals Financial.
We believe funding should fuel your potential, not add pressure or put your business at risk.
As an immigrant entrepreneur, I know what it means to start with vision, sacrifice, and a deep desire to build something that lasts. I created Big Goals Financial to help others do the same—access capital strategically, grow with purpose, and build businesses that work for them, not just because of them.
We’re not lenders. We’re connectors, guides, and partners who understand that funding is just the beginning.
My name is Ilsy A. Baza Cardozo. Managing real-estate portfolios showed me how strategic financing and structure create lasting value.
As a Miami commercial agent—a city driven by entrepreneurs—I worked with owners who had big ideas but limited financial guidance.
That experience inspired Big Goals Financial: helping entrepreneurs use funding as a tool for growth, not pressure.
As an immigrant entrepreneur, I know what it means to start with vision, sacrifice, and purpose.
Our goal is simple: help you access capital strategically, grow with clarity, and build a business that works for you.
We’re not lenders — we’re partners who believe funding should fuel your potential.
FAQs
Your Queries Answered: Navigating Financial Success with Big Goals Financial
I have bad credit and even a previous bankruptcy. Can you get me funding?
Sometimes yes—but not always the wiser option.
There are lenders who offer high-cost funding for people with poor credit, but those deals often come with steep rates and risky terms. Taking money under those conditions might solve today’s problem but create a bigger one tomorrow.
At Big Goals Financial, we won’t set you up for failure. If funding would do more harm than good, we’ll tell you—and help you focus on rebuilding your profile so you can qualify for better options soon.
The goal isn’t just getting funded—it’s building something that lasts.
What can I use the funding for?
The funding is yours to use for your business needs—whether that’s covering payroll, purchasing equipment, managing inventory, renovating, expanding, or seizing new opportunities.
But at Big Goals Financial, we go beyond just providing funding. Our goal is to help you use capital wisely, with a growth strategy behind it. We offer consulting and guidance alongside the financing, so you’re not just getting money—you’re getting a partner in your long-term success.
Because it’s not just about access to funds. It’s about using them to build something stronger, smarter, and more sustainable.
What are the minimum requirements for funding?
Different lenders and loan types have different criteria around credit, revenue, time in business, and even industry —there’s no one-size-fits-all answer.
But that’s exactly why we offer a free consultation. Instead of guessing or applying blindly, we take the time to understand your situation and guide you to the funding option that fits you best.
Whether you’re just starting out or already growing, we’ll meet you where you are and help you move forward with confidence.
Why do we start with a call?
Because you deserve more than a one-size-fits-all offer.
We’re not just brokers—we’re growth advisors.
This call helps us understand your real goals, challenges, and funding needs so we can recommend the most strategic path forward. It’s not about pushing products—it’s about building relationships and getting you the capital and clarity to grow.
Are you the one funding me?
No. We partner with a curated network of trusted lenders, private capital groups, and alternative financing programs.
Think of us as the bridge between your business vision and the right funding solution—without the gatekeeping, delays, or impersonal forms you get elsewhere.
What is your application process like?
We keep it simple, human, and tailored to your goals.
Step one is a strategic consultation—appointments are usually available within 24 hours. During the call, we’ll assess your needs and identify the best funding options for your situation.
Once we have your supporting documents, we guide you in submitting a high-confidence application to the lender(s) that best fit your profile.
No guesswork, no wasted time—just real guidance and smart next steps.
How soon can I get funding?
With everything in place, funding approvals can happen in as little as 24 hours.
For options like SBA loans or real estate funding, the timeline is a bit longer, but still much faster than most traditional banks. The key is having the right documents ready and knowing how to present your business with confidence—and that’s where we come in.
We focus on efficiency and alignment—so when your documents are ready, we help you move quickly and confidently through the process.
